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Welcome
The Directors, Officers and entire staff welcome you to The First National Bank of Groton. If you are an existing customer, you know that we provide the
best traditional personal banking service around. if you are considering becoming a customer, you will learn that we are very much committed to our
corporate mission:

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| Board of Directors |
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| Officers |
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Stephen Gobel
President & Chief Executive Officer |
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Gary Watrous
Senior Vice President & Senior Lending Officer |
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Alan Christopher
Senior Vice President & Chief Financial Officer |
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Norma Samson
Senior Vice President & Senior Operations and
Technology Officer |
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Kathleen Barnes
Assistant Vice President, Compliance Officer &
Audit Manager |
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Kelly Gavitt
Assistant Vice President, Retail Banking Officer |
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Jeremy Bancroft
Assistant Vice President, Technology Officer |
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Susan English
Finance Officer & Cashier |
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Carolyn Burkhard
Customer Services Officer |
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The First National Bank of Groton
P.O. Box 38, 161 Main Street, Groton, NY 13073 • 41 S. Main Street, Moravia, NY 13118
(607) 898-5871 • (315) 497-2707
Buzz: (607) 898-9700 • (315) 497-2200 |