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The Directors, Officers and entire staff welcome you to The First National Bank of Groton. If you are an existing customer, you know that we provide the best traditional personal banking service around. if you are considering becoming a customer, you will learn that we are very much committed to our corporate mission:



                                                                          Board of Directors
Karl Stamm                                         Joan Beck                                        Chris Dempsey 

Gary Smith                                                           Gary Watrous

Bent Thomsen                                        Stephen Gobel                                       Roxanne Genson

Top: Karl Stamm, Joan Beck, Chris Dempsey
Middle: Gary Smith, Gary Watrous
Bottom: Bent Thomsen, Stephen Gobel, Roxanne Genson




  Stephen Gobel
President & Chief Executive Officer
Gary Watrous
Senior Vice President & Senior Lending Officer
  Alan Christopher
Senior Vice President & Chief Financial Officer
Norma Samson
Senior Vice President & Senior Operations and
Technology Officer
  Kathleen Barnes
Assistant Vice President, Compliance Officer &
Audit Manager
Kelly Gavitt
Assistant Vice President, Retail Banking Officer
  Susan English
Finance Officer & Cashier
Carolyn Burkhard
Customer Services Officer
    Each depositor insured to at least $100,000
    The First National Bank of Groton
P.O. Box 38, 161 Main Street, Groton, NY 13073 • 41 S. Main Street, Moravia, NY 13118
(607) 898-5871 • (315) 497-2707
Buzz: (607) 898-9700 • (315) 497-2200