Benefits
- Competitive, fixed interest rates that are higher rates than standard savings
- Compounded daily
- Credited by check to another account or accumulated at different times based on the CD term and type
- Receive higher rates by selecting a longer term
- Provides more guarantee than other, more risky investments
- Set aside for future savings goals
- A wide range of terms available (from 3 months to 5 years)
- No setup or maintenance fees
- Early withdrawals subject to penalty
- No deposits may be made prior to maturity
- Automatically renews (except for Renewable Once CDs)
- $1,000.00 minimum deposit to open
IRA CDs
- Save for retirement with a tax-advantaged IRA CD1
- Includes competitive interest above standard savings rates
- Compounded daily
- Credited to your account each quarter
- Variable and fixed rate IRA CDs available
- Variable rate allows you to make deposits at maturity2
- Fixed rate allows you to make deposits at any time3
- No setup, monthly, or annual maintenance fees
- Early withdrawals subject to penalty
- $250 minimum deposit to open Variable Rate IRA/$1,000 minimum deposit to open Fixed Rate IRA
1Consult your tax advisor.
2Variable rate tied to 6-month CD rate; may change at any time determined by the bank at our discretion.
3Same as the term selected from the CDs listed of one year or longer.
Competitive, Fixed Interest
Guaranteed Returns
No Setup or Maintenance Fees