Business Term Loans

Local businesses are central to our community. That’s why we support them with customized financing for practically any purpose.

Key Features

  • Competitive Rates
  • Local Processing
  • Quick Decisions
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  • Competitive rates for a wide range of business expenses:
    • Facility improvements
    • Working capital
    • Debt consolidation
    • Working capital
    • Acquisitions
    • And more
  • Repayment terms customized to meet the needs of your business
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish

To Purchase a Business

  • Two years personal income tax documentation
  • Two years income tax documentation for the company being purchased
  • Personal balance sheet
  • Business plan to include projections
  • Copy of purchase agreement
  • Partnership, corporation, LLC documents if applicable

To Refinance a Business

  • Two years personal income tax documentation
  • Two years income tax documentation for the company being refinanced
  • Personal balance sheet and business balance sheets
  • Business plan
  • Partnership, corporation, LLC documents if applicable

Working Capital Needs

Same as to refinance a business.

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